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com.vhishongkong/vhis

com.vhishongkong/vhis · v1.0.0 · MCP 2025-11-25

Price all 579 VHIS certified plans in Hong Kong, read filed terms, see premium increases since 2021

Reachability reachable
checked 2026-09-20 05:31 UTC
Registry status active
Tools pinned 13
e00f385ae9ef
Tools last changed unchanged since first capture 2026-09-17

Provenance

Registry namespace com.vhishongkong (domain verified by the official registry)
Repository github.com/buglowmo-aimaster/vhis-hongkong repo gone
Remote endpoints
https://mcp.vhishongkong.com/mcp (streamable-http)

Observed changes

When (UTC)EventDetail
2026-09-17 05:30 first capture 13 tools pinned

Pinned tool definitions (13)

ToolDescription
find_plans The plan finder. Ranks every eligible VHIS plan on what it covers and what it really costs, and returns three explained picks (lowest cost over the period, best coverage for the money, most comprehensive) with a ranked list ...
price_plans Every matching plan ranked by annual premium alone, with no view on coverage. Use it when someone asks for the cheapest, for a full list, or for one insurer's prices. When what the plan covers matters, use find_plans. Needs a key on...
plan_coverage What one plan actually pays, item by item from its own Benefit Schedule: full cover or the published cap on room and board, hospital charges, surgeon's fee, imaging, cancer treatment and psychiatric care, plus the annual and...
plan_terms The plan's terms as filed with the Health Bureau, field by field with the page each came from: guaranteed renewal age, entry ages, pre-existing condition schedule, waiting period, room class and higher-room rule, territory, full...
plan_options Every option sold under one certification number, with its room class, deductible and area, priced at this age when an age is given, plus what the premium becomes every five years to twenty years out.
compare_plans Side by side on what actually differs: premium now and at 65, next-year range, deductible, room class, limits, area and each insurer's rate record. Use it for "which is better" and "why is one cheaper"; state the trade-off and ...
premium_history How a plan's premium has moved since 2021: every schedule the insurer filed, the premium at this age under each one with the age held constant, the year-on-year changes and the average. Use it for "has this gone up" and "is this...
insurer_increases An insurer's rate record across all its VHIS plans since 2021, by year, alongside the market table with every insurer ranked from lowest average annual change to highest.
estimate_renewal The premium at age plus one on the current schedule, which is certain unless the insurer refiles, plus a low, mid and high range built from this plan's own rate changes since 2021. Needs a key on the public server; without one it...
search_plan_terms Search the official Terms and Benefits of the certified plans and return the clauses, each with the plan, Part, Section, page and a link to that page. Use it for exclusions, waiting periods, limits, room class rules, territorial...
adviser_notes Curated notes from licensed advisers and the scheme rules: how underwriting works, what usually happens with common conditions, switching, claims practice, tax. Guidance, not plan terms.
list_insurers Every insurer this server can price, with how many certified plans and rate tables each has loaded.
create_lead Pass the person to a licensed adviser: saves the enquiry, emails them their shortlist, emails the adviser and returns a WhatsApp link and a reference. Only call it once they have given a name and a phone number or email and have...
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